Connect your own Paytm, BharatPe, FreeCharge or any UPI app and start receiving payments directly in your account. Instant payment verification, secure, and easy to integrate.
₹2,499.00 via PhonePe • Just Now
| # | Amount | Status | UPI App | Time |
|---|---|---|---|---|
| #UPI7289 | ₹499.00 | Success | Paytm | 2 min ago |
| #UPI7288 | ₹1,200.00 | Success | BharatPe | 6 min ago |
| #UPI7287 | ₹249.00 | Success | PhonePe | 12 min ago |
| #UPI7286 | ₹799.00 | Success | Google Pay | 20 min ago |
Connect your existing UPI merchant accounts and start accepting payments without middlemen or settlement delays. Full control, direct settlements.
Payments route directly into your Paytm, PhonePe, BharatPe, Freecharge or any linked UPI bank account.
Automated payment confirmation in under 1.2 seconds with real-time push webhooks directly to your server.
Copy-paste REST APIs, production-ready PHP/Node SDKs, and official 1-click WooCommerce plugin.
Enterprise-grade 256-bit encryption, HMAC signature verification, and 99.98% rock-solid high uptime SLA.
Link your business accounts in 30 seconds via OTP. Customer payments transfer directly to your bank account with zero middleman deductions.
Link your Paytm merchant account with a simple one-time OTP. Automatically capture incoming UPI payments with real-time webhooks and no daily volume caps.
Connect your BharatPe QR. Enjoy real-time transaction detection, zero fees on all UPI apps, and direct settlements to your registered bank account every morning.
High-reliability Freecharge API integration with automated proxy routing and session refresh. Ideal for high-speed automated checkout and bulk sales.
A unified payment infrastructure engineered for Indian merchants, digital creators, SaaS startups, and high-volume businesses.
Connect multiple Paytm, BharatPe, or Freecharge accounts. Our engine automatically distributes transaction volume using round-robin routing to stay within bank limits.
Create single-use or reusable payment links with fixed amounts, custom order IDs, customer details, and expiry timers. Easily share over WhatsApp, SMS, or Telegram.
Generate clean, branded dynamic QR codes for every transaction that work smoothly across Google Pay, PhonePe, Paytm, Cred, BHIM, and any Indian banking app.
Stop wasting hours manually checking bank statements or fake screenshot scams. Our verification engine cross-references bank UTRs and confirms orders in 2 seconds.
Receive cryptographically signed server-to-server webhook callbacks with HMAC SHA-256 signatures, plus instant push notifications via Telegram and WhatsApp.
Real-time analytics dashboard with revenue trends, transaction search, settlement history, success rate monitoring, and one-click Excel/CSV report exports.
Direct-to-bank UPI routing protects your profit margins and eliminates aggregator holding delays.
|
Feature / Metric
|
TRADITIONAL
Aggregators (Razorpay / Cashfree)
|
SMB UPI Gateway
DIRECT UPI
|
|---|---|---|
|
Processing Fee
|
✕
2.0% + 18% GST (2.36% per txn)
|
0% Commission (Keep 100% earnings)
SAVE ₹2,360/L
|
|
Settlement Speed
|
✕
T+2 or T+3 business days delay
|
Instant T+0 Direct-to-Bank
REAL-TIME
|
|
Fund Holding / Reserve
|
✕
Frequent holds & 10% rolling reserve
|
₹0 Hold — Transfers straight to bank
|
|
Account Failover
|
✕
Single merchant ID (downtime risk)
|
Round-Robin Multi-Provider Routing
|
|
Checkout Branding
|
✕
Aggregator branding enforced
|
100% White-Label with Your Business Name
|
|
Activation Speed
|
✕
Days of paperwork & manual KYC check
|
Instant 2-Minute Activation (Production API subject to verification)
|
Traditional payment gateways charge up to 2.36% (including GST) on every transaction. See how much profit you keep with SMB UPI.
Start simple. Scale when your business needs more.
Festival Season Special Offer (30 Days)
Best for growing eCommerce stores
Ideal for scaling businesses
For high-volume online businesses
Unlimited volume & high-power scale
Tailored for high-scale platforms & custom SLAs
For high-volume businesses that need bespoke limits, dedicated support, and custom integrations.
Quick answers to common questions about direct UPI settlements & integrations.
Join 10,000+ modern Indian businesses, SaaS founders, and merchants. Start collecting payments in under 2 minutes with zero setup fees.